Miami, FL · city specifics
What's specific to Miami
At a glance
Local permit
Where to apply
Reporting system
Holding period
Fees
Fingerprinting
Want the whole picture? Get the federal, state and Miami rules together, for how you buy and sell.
Build my Miami plan →Miami does not run a secondhand-dealer regime of its own. What the city adds is a Business Tax Receipt, and the substance a watch dealer has to follow — registration, records, the thumbprint, the holding period — is state law, set out in the Florida guide.
The Business Tax Receipt
Chapter 31 of the City Code sets the business tax schedule, and it has classifications aimed directly at this trade:
- 3280 — Secondhand dealers, jewelry or precious metals: $320.00. The code adds that this licence "only allows the buying, selling and trading of used jewelry and other precious metals."
- 3290 — Secondhand dealers, used merchandise: $320.00.
- 3270 — Secondhand dealers, automobiles and other motorized vehicles: $320.00, which requires a DMV licence.
A dealer trading watches will usually sit in 3280, but the classification is assigned by the city, and the narrow wording on 3280 is worth checking against what you actually stock. The schedule also notes that where a lender takes personal property into possession, a secondhand dealer's BTR is required — one of several places the city's schedule points back at the state regime.
Miami-Dade County levies its own local business tax alongside the city's, so budget for both.
Everything else comes from the state
Miami has not enacted a stricter local rule, which § 538.17 would allow it to do. So:
- Register with the Department of Revenue before buying, consigning, or trading from a location — $6 per location, renewed each October 1, with fingerprints processed through FDLE.
- Report every purchase to the Miami Police Department within 24 hours, on the FDLE-approved form. The city's police chief is an "appropriate law enforcement official" under § 538.03(1)(b), so this is where Miami dealers file.
- Hold precious metals, gemstones, and jewelry 30 calendar days, other secondhand goods 15, before selling or altering them.
- Keep records three years.
Which period applies turns on materials: precious metal content or set stones put a watch in the 30-day bracket, and plain steel pieces sit in the 15-day one under the definition at § 538.31(1)(b). The Florida guide works that through.
Local details
Everything a city page adds on top of the state rules. Fields that weren't found in the source are marked so — confirm them with the city, never assume.
- Permit required
- Yes
- Official name
- Business Tax Receipt (BTR), City of Miami Code Ch. 31 — classification 3280, 'Secondhand dealers, jewelry or precious metals'
- Who it applies to
- Miami has no secondhand-dealer ordinance of its own; the city's requirement is the Business Tax Receipt every business operating in the city needs, taken out under the classification that matches what you trade. The code note on classification 3280 says the licence "only allows the buying, selling and trading of used jewelry and other precious metals", so a dealer whose stock is broader may need more than one classification. Miami-Dade County levies its own business tax separately from the city's.
- Reporting system
- Miami Police Department (as the appropriate law enforcement official under Fla. Stat. § 538.03(1)(b))
- What must be reported
- Miami adds no reporting of its own. The state requirement applies: a transaction form completed at the time of the deal and a record delivered to the police chief within 24 hours, carrying the item's serial number and description, digital photographs, the seller's identification details and right thumbprint, and their signed statement of ownership.
- Reporting cadence
- Within 24 hours of acquiring the goods, under state law (§ 538.04).
- Holding period
- 30 daysState law, not a Miami ordinance: 30 calendar days for a precious metal, gemstone, or jewelry, and 15 calendar days for other secondhand goods (§ 538.06). Miami has not enacted a stricter local period, which § 538.17 would permit.
- Fingerprinting
- YesThrough the state registration rather than the city: a complete set of fingerprints certified by an authorized law enforcement officer, forwarded by the Department of Revenue to FDLE (§ 538.09).
- Zoning / home office
- Florida preempts most of this: under § 559.955 a local government may not license or regulate a qualifying home-based business differently from any other business, and such a business may operate in an area zoned for residential use, subject only to the applicable local business taxes. The qualifying criteria cover who works at the dwelling, parking, and keeping the property's appearance consistent with the surrounding residential area. Miami's own hook is the BTR application, which requires a valid certificate of use from the office of zoning for the address you trade from.
- Fees
- $320.00 — classification 3280, secondhand dealers in jewelry or precious metals (classification 3290, secondhand dealers in used merchandise, is also $320.00)Renewal: Annual; the city's business tax year and renewal cycle applySource reviewed: 2026-09-22 (City of Miami Code Ch. 31, current as displayed)
Confirm with your city
Every entry above came from the code or statute cited at the bottom of this page, read on the review date shown. Ordinances change between supplements, so confirm the permit, fee, reporting system, and holding period with the city office listed here before you rely on them.
Things to confirm
Confidence: ConfirmedOpen items a professional should verify before you rely on this page.
- Confirm which BTR classification the city assigns your business, and whether 3280 alone covers your stock — its own text limits it to used jewelry and other precious metals.
- Confirm the separate Miami-Dade County local business tax that applies alongside the city receipt.
Turn this guide into your plan
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Permits, fees and holding periods change without notice. We'll email you when this guide is re-verified, and what changed.
Sources
- Miami Code of Ordinances Ch. 31 - Local Business Tax and Miscellaneous Business Regulations (BTR fee schedule: classification 3280 secondhand dealers; jewelry or precious metals $320.00 — this licence only allows the buying; selling and trading of used jewelry and other precious metals; classification 3290 secondhand dealers; used merchandise $320.00; where personal property is taken into possession by a lender a secondhand dealer's BTR is required) — retrieved 2026-09-22 · current as displayed
- Miami Code Ch. 31 - BTR application and term (a BTR shall be procured from the city on or before October 1 of each year; the application requires the business address at which the applicant holds a valid and current certificate of use from the office of zoning for the activity; operating without a current displayed BTR is a misdemeanour) — retrieved 2026-09-22 · current as displayed
- Florida Statutes 538.04 (2026) - Record-keeping requirements; penalties (transaction form completed at the time of the transaction; record delivered to the appropriate law enforcement official within 24 hours on a form approved by the Department of Law Enforcement; record must include brand; model; manufacturer's serial number; size; colour; precious metal type and weight; gemstone description; digital photographs; the seller's full description and right thumbprint; government-issued photo ID verified and recorded; seller signs a statement of rightful ownership; records kept 3 years) — retrieved 2026-09-22 · 2026 statutes
- Florida Statutes 538.06 (2026) - Holding period (no disposal of a precious metal; gemstone; or jewelry; an antique furnishing; fixture; or decorative object; or an item of art within 30 calendar days of acquisition; 15 calendar days for goods not so described; 30 days where an automated kiosk is used; holding periods do not apply where the original seller redeems the goods; law enforcement may place a 90-day hold on probable cause; transaction records kept 3 years) — retrieved 2026-09-22 · 2026 statutes
- Florida Statutes 538.09 (2026) - Registration (secondhand dealers register with the Department of Revenue before engaging in business from any location; $6 per location at registration and a $6 annual renewal per location on October 1; a fee equal to federal and state fingerprint processing costs accompanies the application; a complete set of fingerprints certified by an authorized law enforcement officer plus a fullface photo ID card; DOR forwards prints to FDLE which reports within 30 days; registration displayed at the registered location; civil fine up to $10000 per violation) — retrieved 2026-09-22 · 2026 statutes
- Florida Statutes 538.17 (2026) - Local regulation of secondhand dealers (nothing in the chapter precludes political subdivisions and municipalities from enacting laws more restrictive than the chapter) — retrieved 2026-09-22 · 2026 statutes
- Florida Statutes 538.31 (2026) - Definitions; applicability (Part III) (Jewelry means a personal ornament that contains precious metals and may contain gemstones; Precious metals means any item containing any gold; silver; or platinum; or any combination thereof — the Legislature's own definition of jewelry within Chapter 538; Part I contains no competing definition) — retrieved 2026-09-22 · 2026 statutes
- Florida Statutes 559.955 (2026) - Home-based businesses; local government restrictions (local governments may not enact or enforce any ordinance or policy to license or otherwise regulate a home-based business in violation of the section; a qualifying home-based business may operate in an area zoned for residential use; may not be prohibited; restricted; regulated or licensed differently from other businesses; and is only subject to applicable business taxes under chapter 205 in the county and municipality where it is located; qualifying criteria include that employees working at the dwelling reside there except up to two who need not; parking consistent with a similar residence; and external appearance consistent with the surrounding residential area) — retrieved 2026-09-22 · 2026 statutes
Not legal advice. Confirm with your city or state office and a qualified professional.
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